Your Financial Future
In consideration of today’s economic environment, there seems to be more serious questions than answers and more uncertainty than security. You cannot control the market and economic conditions, but you can be proactive in how you respond to such challenges.
We can help you address the following areas:
- Financial Planning
- Asset & Liability Matching
- Legacy Planning
- Stewardship Management
Our Mission is Good Stewardship. The activities above are what we do. Our role is to encourage individuals, families and organizations to become more proactive in addressing these areas of their financial world. Everyone has a plan whether they acknowledge it or not. A proactive plan is designed to meet the personal goals and objectives which are the most meaningful and which are from the heart. The other type of planning is a “lack of planning” in which the outcome is uncertain, unexpected and often detrimental with respect to what is truly important to the individual and their resources.
Everyone has investments, perhaps a retirement plan, and some life insurance. Some people even have disability insurance. Fewer individuals have an updated will or estate plan.
Think about it. What are your priorities? Your calendar and checkbook will reveal what is truly important to you. The question is whether you are, financially, being proactive or are you only reacting to the events and situations around you?
We would like to help. If you would like to explore how you can better align your financial plans with your values and long term goals for you and your family, please contact us.
What to Look for in a Long-Term Care Policy
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
Retiring the 4% Rule
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
The Anatomy of an Index
The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.
An increasing number have been developed to help individuals with their personal finances.
When considering life insurance, it's important to understand your options.
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.
Knowing how insurance deductibles work can help you save money and give you peace of mind.
Determine if you are eligible to contribute to a traditional or Roth IRA.
This calculator shows how inflation over the years has impacted purchasing power.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
There are some key concepts to understand when investing for retirement
There are some smart strategies that may help you pursue your investment objectives
Principles that can help create a portfolio designed to pursue investment goals.
How federal estate taxes work, plus estate management documents and tactics.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
Why are 401(k) plans, annuities, and IRAs so popular?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
The question used to be, “How low can interest rates go?” Now it's, “How long can rates remain at their historic low levels?”
The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.
The market is as unpredictable as the weather. We’d love to help you prepare.